Which of the following documents are NOT required to mention the Colorado Fraud Statute?

Certificates of authority are not required to mention the Colorado Fraud Statute. A certificate of authority is a document issued by the state, allowing an insurance company to operate within that state, but it doesn't typically contain specific language concerning fraud statutes that apply to insurance claims.

In contrast, claim forms, policies, and applications each have a direct relationship with the process of filing claims and the terms of coverage, where disclosures about fraud are critical. For instance, claim forms often include instructions about the legal implications of submitting a fraudulent claim. Policies typically contain clauses that inform policyholders about their obligations and the consequences of committing fraud. Applications for insurance must also provide clear information regarding misrepresentations and have legal significance related to obtaining coverage.

Therefore, the absence of a requirement to include references to the Colorado Fraud Statute on certificates of authority differentiates it from the other documents listed, which are more directly involved in the claims process and need to address issues of fraud explicitly.