Which information is NOT included in the Colorado Supplement to the Summary of Benefits and Coverage form?

The Colorado Supplement to the Summary of Benefits and Coverage (SBC) form is designed to provide consumers with clear and concise information about their health insurance coverage, including essential details that help them understand their benefits. The information that is commonly included in this supplement includes specifics about covered services like cancer screenings, outlines of deductibles, and important aspects such as balanced billing.

The reason the insurer's prior year financials are not included is that this type of information pertains to the financial performance of the insurer rather than the specific benefits and coverage features offered in a health plan. The SBC and its supplement focus on disclosing the terms and conditions of the health plan, ensuring that consumers are informed about what services are covered and what their cost responsibilities may be, rather than historical financial metrics that do not directly impact current benefits. This focus maintains clarity and relevance for consumers when making health insurance choices.