When must applicants be informed of their right to appeal a health insurance coverage decision in Colorado?

Applicants must be informed of their right to appeal a health insurance coverage decision at the time of application in Colorado. This requirement ensures that individuals understand their rights concerning their health insurance coverage right from the start of the application process. Providing this information upfront empowers applicants to be aware of the steps they can take if their application is denied or if they disagree with a coverage decision later on. This aligns with consumer protection laws that aim to make the insurance process transparent and fair.

By informing applicants at the time of application, insurance companies promote awareness of the appeals process, fostering a sense of security and knowledge about the options available to them. This transparency is crucial in helping applicants navigate the complexities of health insurance.