Licensing is required for all of the following EXCEPT:

Licensing requirements in the insurance industry are designed to ensure that individuals and companies comply with the laws and standards for operating in that sector. In Colorado, specific types of services and products related to insurance do require licensing to protect consumers, while some others are exempt.

Selling prepaid legal services does not require a specific insurance license under Colorado law. This distinction is significant as prepaid legal services are considered a form of service rather than an insurance product that falls under the same regulatory framework as traditional insurance policies.

On the other hand, selling travel tickets, limited lines credit, and surplus lines all involve operations that interact with regulated insurance products or necessitate a level of consumer protection due to the financial implications involved. Therefore, individuals engaging in these activities must obtain the appropriate licenses.

By focusing on the nature of prepaid legal services, which is regulated differently compared to the other options, it becomes clear why licensing is not required for that specific area.